Tires & Wheels Now, Pay Over Time — Fast, Clear Financing
Need safe tread before a trip? Finishing a build with the right offset? We make it simple to get what you need today and pay on a schedule that fits. At Performance Plus Tire, check out with Affirm (installments) or a no-credit-needed lease-to-own plan from Progressive, Snap, or Acima. Decisions are quick, terms are shown up front, and there are no surprise fees.
Not sure which route is right? Our Fitment Team will help you match financing to your setup and timeline—so the look, load rating, and clearance are all dialed in.
Quick compare
| Provider |
Type |
Credit Needed? |
Typical Term |
Highlights |
| Affirm |
Installments |
Soft inquiry to apply |
Short–long (varies) |
Clear APR at checkout; no late fees; prepay anytime |
| Progressive |
Lease-to-Own |
No credit needed |
Flexible |
Automatic paydays; early purchase option |
| Snap |
Lease-to-Own |
No credit needed |
Flexible |
Instant decisions; early purchase option |
| Acima |
Lease-to-Own |
No credit needed |
Flexible |
Early buyout opportunities |
Shop Wheels • Shop Tires
Quick tip: Compare the total of payments for each offer (APR for installments vs. lease cost and early buyout for lease-to-own). Pick the path that fits your budget and how long you plan to keep the setup.
Find the best Wheel and Tire Financing Options below
Apply Now and use the applciation in our shopping cart to Finance your custom wheels or tires. Use our Wheel and Tire Financing Calculator for monthly payments. Check Out our Blog on Wheel and Tire Financing for all the financing information you may need.
Affirm Finance is a great way to get your wheels or tires today and pay later. Drive now and Pay for it later! Just select Affirm at checkout.
- Purchase amount $50–$5,000+
- Number of payments 3–60
- Payment duration Monthly
- Payment at checkout Down payment may be required
- Interest 0–36%
- Fees? Never
- Credit impact to apply? None
- Credit impact with a loan? May impact if loan is accepted or delinquent
Affirm Finance
Progressive Leasing No credit needed, we know a three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.
- Apply for your lease Once approved, go shopping at your favorite stores.
- Simple, automatic payments Schedule your payments around your paydays.
- Convenient, automatic payment options Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.
Progressive Leasing
Snap Finance Shop Now, Pay Later is Snap Finance's motto. With plenty of financing options Snap is another way to go for your Rims and Tire Fiancing.
- Pay over time Convenient ownership options are based on your paydays for an easy, stress-free experience.
- Instant shopping power Get what you need today and pay over time for wheels and tires.
- Easy to apply Application process is quick, and you get a decision in seconds.
- So quick, so easy You’ll love Snap’s clear and simple terms and convenient payment options. Find a store to get started.
Snap Finance
Acima Leasing Get the things you love, all without perfect credit! Acima Leasing is another way to "Buy Now and Pay Later". The perfect choice to get your wheels today.
- Instant Shopping Power Acima will purchase products up to your lease line amount for lease to you.
- The No Credit Option Get the things you want without using credit or increasing your debt.
- Easy Payment Options Make flexible payments that are conveniently scheduled with your payday.
- Complete the Lease After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.
Acima Leasing
How it actually works
Installments vs. lease-to-own
Installments (Affirm) show a fixed APR and monthly payment before you commit. Lease-to-own (Progressive, Snap, Acima) doesn’t rely on traditional credit; you make scheduled payments and can purchase early.
Where to apply
- Online checkout: Add items to cart, select a provider, complete the short form, review the offer, and accept if it works.
- Need a hand? Our team can walk you through options and help compare the total cost for your exact package.
Why Performance Plus Tire
- Fitment you can trust: We verify bolt pattern, hub bore, offset/backspacing, brake clearance, and load rating.
- Straightforward terms: Recognized providers, clear disclosures, and fast decisions.
- End-to-end help: From selection to delivery, we keep your project moving.
Financing options we offer
Affirm (Installments)
- How it works: Apply at checkout to see monthly options with a clear APR.
- Best for: Predictable payments and easy prepayment.
- Note: No late fees; promotions may be available.
Progressive (Lease-to-Own)
- How it works: No credit needed. Make scheduled payments; purchase early if you choose.
- Best for: A flexible path when traditional credit isn’t a fit.
Snap (Lease-to-Own)
- How it works: Fast decisions, flexible schedule, early purchase options.
- Best for: Quick approvals and adaptable timing.
Acima (Lease-to-Own)
- How it works: Acima acquires the items and leases them to you with an option to own.
- Best for: Payment flexibility and early buyout choices.
Eligibility at a glance
- 18+ with valid contact information
- Steady income source
- Active checking account (lease-to-own)
- Soft credit inquiry may apply for installments; lease-to-own evaluates non-traditional factors
FAQs
Can I buy tires online with financing?
Yes. Apply at checkout with Affirm (installments) or choose a no-credit-needed lease-to-own option from Progressive, Snap, or Acima. Most applications return a quick decision so you can finish your order right away.
What does “no credit needed” really mean?
Lease-to-own providers look at factors beyond traditional credit. You make scheduled payments and can purchase early to reduce total cost. Review each provider’s disclosures during application.
Which option should I pick?
Prefer predictable monthly payments and qualify? Affirm is straightforward. Want a no-credit-needed path with flexibility? Progressive, Snap, or Acima may fit. We can help you compare total cost for your cart.
Will applying affect my credit?
Affirm typically uses a soft inquiry to show options; accepting an offer may involve additional reporting. Lease-to-own programs do not require traditional credit. Check each provider’s details at apply.
Can I pay off early?
Usually, yes. Affirm has no prepayment penalties, and lease-to-own providers offer early purchase options. Your specific offer will spell out the savings and timing.
Bottom line
Get the right tires and wheels now and pay in a way that makes sense for you. Compare the total cost, pick the plan that fits, and we’ll handle the rest.
Important: Financing and lease-to-own are subject to eligibility and approval. Terms, rates, schedules, promotions, and availability vary by provider and location. Always review the provider’s disclosures and total cost before accepting.
Reviewed by the Performance Plus Tire Fitment Team
