Need safe tread before a trip? Finishing a build with the right offset? We make it simple to get what you need today and pay on a schedule that fits. At Performance Plus Tire, check out with Affirm (installments) or a no credit alternative lease-to-own plan from Progressive, Snap, or Acima. Decisions are quick, terms are shown up front, and there are no surprise fees.
Not sure which route is right? Our Fitment Team will help you match financing & leasing to your setup and timeline—so the look, load rating, and clearance are all dialed in.
| Provider | Type | Credit Needed? | Typical Term | Highlights |
|---|---|---|---|---|
| Affirm | Installments | Soft inquiry to apply | Short–long (varies) | Clear APR at checkout; no late fees; prepay anytime |
| Progressive | Lease-to-Own | No credit needed | Flexible | Automatic paydays; early purchase option |
| Snap | Lease-to-Own | No credit needed | Flexible | Instant decisions; early purchase option |
| Acima | Lease-to-Own | No credit alternative | Flexible | Early purchase options |
Example: For a $2,000 wheel and tire package, expect:
Step 1: Build Your Cart
Add wheels, tires, or packages - shop normally
Step 2: Select Financing at Checkout
Choose Affirm, Progressive, Snap, or Acima based on your needs
Step 3: Complete 2-Minute Application
Takes less than 30 seconds • No impact on credit score
Apply Now and use the applciation in our shopping cart to Finance or Lease your custom wheels or tires. Use our Wheel and Tire Financing & Leasing Calculator for monthly payments. Check Out our Blog on Wheel and Tire Financing & Leasing for all the financing & leasing information you may need.
Best For: Good to Excellent Credit
Affirm Finance is a great way to get your wheels or tires today and pay later. Drive now and Pay for it later! Just select Affirm at checkout.
Best For: Bad or No Credit
Progressive Leasing No credit needed, we know a three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.
Best For: Quick Approval, No Credit/Bankruptcy
Snap Finance Shop Now, Pay Later is Snap Finance's motto. With plenty of financing options Snap is another way to go for your Rims and Tire Fiancing.
Best For: Building Credit + No Credit Required
Acima Leasing Get the things you love, all without perfect credit! Acima Leasing is another way to "Lease now, Buy Later". The perfect choice to get your wheels today.
Choose from 3, 6, 12, 24, or 36 months based on approval
Real Payment Examples:
$800 tire set:
$2,500 wheel & tire package:
Standard 12-month agreements with bi-weekly or monthly payments
Payment Schedule Example ($2,000 purchase):
*Rates and terms vary based on creditworthiness and provider approval
All our lease-to-own partners offer early buyout discounts:
Pay the cash price + $79 within first 90 days
Example Savings: $2,000 purchase = Pay $2,079 instead of $2,520 (save $441)
Pay approximately retail price within 100 days
Example Savings: $1,500 purchase = Pay ~$1,560 instead of $2,100 (save $540)
Pay cash price plus accrued rental fees
Example Savings: $3,000 purchase = Pay ~$3,090 instead of $4,200 (save $1,110)
Pay off any time and stop interest immediately. If you have a 12% APR loan and pay off at 6 months instead of 12, you'll save roughly 50% of the interest charges.
Pro Tip: If you can pay within 90-100 days, lease-to-own can cost less than traditional financing!
Call: (562) 633-0530
Email: sales@performanceplustire.com
Live Chat: Available during business hours
Hours: Mon-Fri 9am-6pm, Sat 9am-5pm PST
Visit Our Showroom:
1551 N. Bellflower Blvd, Long Beach, CA 90815
Not sure which financing fits your budget? Call us - we'll review your cart and help you compare total costs across all options.
Installments (Affirm) show a fixed APR and monthly payment before you commit. Lease-to-own (Progressive, Snap, Acima) doesn’t rely on traditional credit; you make scheduled payments and can purchase early.
Yes. Apply at checkout with Affirm (installments) or choose a no credit alternative lease-to-own option from Progressive, Snap, or Acima. Most applications return a quick decision so you can finish your order right away.
Lease-to-own providers look at factors beyond traditional credit. You make scheduled payments and can purchase early to reduce total cost. Review each provider’s disclosures during application.
Prefer predictable monthly payments and qualify? Affirm is straightforward. Want a no credit alternative path with flexibility? Progressive, Snap, or Acima may fit. We can help you compare total cost for your cart.
Affirm typically uses a soft inquiry to show options; accepting an offer may involve additional reporting. Lease-to-own programs do not require traditional credit. Check each provider’s details at apply.
Usually, yes. Affirm has no prepayment penalties, and lease-to-own providers offer early purchase options. Your specific offer will spell out the savings and timing.
Most applications receive an instant decision within 1-2 minutes. In some cases, additional verification may be needed, which can take up to 24 hours. The majority of our customers complete their application and checkout in under 5 minutes total.
Financing (Affirm): You own the items immediately. You're paying off a loan with fixed monthly payments and interest. Once paid off, there are no further obligations. Lease-to-Own (Progressive, Snap, Acima): You're leasing the items with the option to purchase. You make rental payments over the lease term. You can exercise early purchase options to own the items sooner and save money, or complete the full lease term to own them automatically.
Yes, our standard return policy applies to financed purchases. If you return items financed through Affirm, the loan will be canceled or adjusted. For lease-to-own purchases, contact the leasing provider to understand the return process, as you'll need to return the items to them and may need to continue payments until the return is processed.
Yes! You can include installation, mounting, balancing, alignment, and other services in your financed purchase. Simply add all services to your cart along with your wheels and tires, and the total amount can be financed or leased.
Don't worry! Each financing provider has different approval criteria. If you're not approved by one provider, you can immediately apply with another option. For example, if Affirm doesn't approve your application, you can try Progressive Leasing, Snap Finance, or Acima - all of which have more flexible approval requirements and don't rely on traditional credit scores.
Affirm: Minimum $50, maximum varies by creditworthiness (typically up to $17,500). Progressive Leasing: Minimum $300, maximum $5,000. Snap Finance: Minimum $250, maximum $5,000. Acima: Minimum $300, maximum $5,000.
Yes! Once approved, we ship your order immediately (or you can schedule installation at our Long Beach facility). You receive your products right away and make payments over time according to your chosen plan.
Get the right tires and wheels now and pay in a way that makes sense for you. Compare the total cost, pick the plan that fits, and we’ll handle the rest.
Important: Financing and lease-to-own are subject to eligibility and approval. Terms, rates, schedules, promotions, and availability vary by provider and location. Always review the provider’s disclosures and total cost before accepting.
